Frequently Asked Questions
This section contains a list of common questions you may have regarding
the Medicare Enrollment process.
If you have a question, it might be answered here. If not, please feel
free to call The Magician at
760-221-7383 and he will do his best to
answer any questions or concerns you may have.
Am I old enough to qualify for Medicare coverage?
Can I enroll in Medicare if I'm under 65?
Yes.
Upon receiving your 25th Social Security Disability check you are eligible to enroll
in Medicare regardless of your age.
Is my enrollment in Medicare automatic?
The simple answer is:
NO...
You basically have 3 options:
-
You can enroll yourself online
Most seniors, even those who are somewhat computer savvy, find it difficult
to complete the enrollment process online. You'll need to set some time aside as
it's quite a lengthy process and not very 'user-friendly'. The software does not
search for any possible additional benefits and, if time is of the essence, I
strongly recommend that you do not take any chances with possible online processing errors/delays.
-
You can contact your local Social Security Office
Since the advent of Covid-19, Social Security offices have either been closed
or have reduced their regular hours of operation. Social Security employees can
help you start the enrollment process but they lack the qualifications needed
to help you obtain the most beneficial plan and benefit packages. You want coverage
that fits your particular needs and circumstances and, frankly, Social Security employees
have neither the time nor the inclination to do the necessary research to help you in this regard.
-
You can have a proficient (licensed) agent enroll you...seamlessly
This is a no-brainer. A licensed agent can quickly determine which of the dozens
of available plans and benefits are available and waiting for you. May I recommend
The Medicare Magician?
Super EZ, Super Fast and someone who will 'Get it right, 1st Time, Every Time!'.
I can enroll you online, by telephone, or in-person. And remember, there is NEVER
a charge or fee for my services...EVER!
You can contact The Magician anytime, day or night:
Tel: (760) 221-7383
Email:
What is my monthly contribution for Part B Medicare?
Part B Medicare provides coverage for doctor visits and outpatient services.
The standard Part D contribution for 2023 is $160. Seniors with higher incomes could possibly pay more.
Please call for current contribution limits.
Are pre-existing conditions covered?
Pre-existing conditions are not a problem...most plans include a 'continuation of care' feature
to seamlessly adhere to your current health care regimen.
I am several months away from my 65th birthday. When should I start the
Medicare enrollment process?
You should contact the Magician no less than 100 days prior to your
65th birthday.
What is the 'Initial Enrollment Period'?
The 'IEP' is a 7-month enrollment 'window'.
This window includes the 3 months PRIOR to your birthday month, your birthday
month, and the 3 months following your birthday month.
Note: You can see your assigned enrollment period by entering your birthday in
the FAQ section: 'Am I old enough to qualify for Medicare coverage?'
Are there penalties for late enrollment?
Yes, unfortunately there are...and these penalties are costly and
never-ending; Medicare will apply these penalties every single
month for the lifetime of your coverage and there is NO grace period granted.
Do not take any chances with this happening to you! Call the Magician
right away if you are in doubt.
Can I keep my current doctor?
There is a very good chance that you will be able to keep your doctor!
Simply provide me with your doctor's name and I will personally check all Network affiliations; you
will receive an answer right away as to whether or not you can keep your current doctor.
What happens if I'm not happy with my current plan or doctor?
Can I make a switch?
Yes.
Medicare
does allow you to make changes to your plan or doctor.
Each year, during the annual re-enrollment period, you may change your current plan or doctor.
The Magician can explain to you exactly how to switch plans or doctors.
During the annual re-enrollment period, the Magician will help you:
- Select a new plan
- Submit all the required forms and paperwork
- Ensure that you are receiving the proper coverage and all the benefits offered by
your new plan
How can I be sure that I have the best Medicare Coverage plan available?
You want to talk to
The Medicare Magician!
Contact The Magician at:
Tel:
(760) 221-7383
Email: